The 3-Step Paycheck Routine You Need to Know

Let Your paycheck bring you wealth with these steps.

It's a familiar story for many of us. You get paid, and it seems like your money disappears as soon as it hits your account. And you're not alone. 

Even couples who make six or seven figures often feel broke because they don't have a solid plan for their money. 

But what if I told you that there was a way to change this? 

A way to set up an automated money system that will finally give you control over your finances and help you achieve your financial goals? It's time to ditch the paycheck-to-paycheck cycle and adopt a bulletproof 3-step paycheck routine.

Here is the 3 step paycheck routine you need to start now

Step 1: Link Your Accounts

This step is crucial because, without it, you won't have the right system or mindset needed to set up your paycheck routine. The first thing you need to do is make a complete list of all of your accounts, including their URLs and login information. This may seem tedious, but trust me, it will be worth it in the long run. Once you have all of your information gathered, it's time to link your accounts together so you can set up automatic transfers from one account to another.

What I love about this step is how simple and purposeful each action is. Just like how you brush your teeth every morning without even thinking about it, setting up automatic savings and payments will become second nature to you. No more worrying about trying to save money or forgetting to pay a bill on time. Instead, everything will be taken care of automatically.

Step 2: Set Up Your Automatic Money Flow

Now that your accounts are linked, it's time to set up your automatic money flow. This step is crucial because it will make all the difference in how you handle your finances. The key here is to set your payments up for the right date. You don't want payments being randomly made on different days of the month. Instead, you want them to be made when it works best for you.

The easiest way to do this is to get all of your bills on the same schedule. This may take a bit of time and effort, but it will be worth it in the long run. Call or log into your accounts and switch the billing dates to align with when you get paid. This way, you can make sure that all of your bills are taken care of at once rather than having to worry about multiple payments throughout the month.

Step 3: Pay Yourself First

This step is where the magic happens. Instead of spending your paycheck as soon as it hits your account, you'll be paying yourself first. What does this mean? It means setting up automatic transfers from your checking account to your savings or investment accounts. And the best part? You won't even have to think about it because it's all automated.

Take a moment to think about how this will change your financial game. Instead of constantly playing catch-up with your goals, you'll be taking control and making progress towards them every single month. Whether it's saving for a vacation, building an emergency fund, or investing in your future, paying yourself first will help you achieve financial success.

The Result: More Money to Spend and Less Stress

By following these three simple steps, you'll finally feel like you have control over your money. No more wondering where all of your money went or feeling guilty about spending on things you enjoy. Your bills will be taken care of automatically, and you'll have money left over for guilt-free spending.

But it's not just about having more money to spend. It's also about reducing stress and living a happier life. When you have a solid plan for your money, you won't have to worry about unexpected expenses or falling behind on bills. You'll have peace of mind knowing that everything is taken care of, leaving you to focus on the things that truly matter to you.

In conclusion, if you're tired of feeling broke even though you have a steady income, it's time to implement a paycheck routine. By linking your accounts, setting up automatic payments, and paying yourself first, you'll be on your way to achieving financial success and living a more stress-free life. 

It's simple, purposeful, and effective – so why not give it a try? Your future self will thank you.